Things to Watch Out For
- Accepting incentives from non-transparent mechanisms
- Dismissing the source of funds just because the amount is small
- Mixing syubhat income with regular household expenses
A. Income Sources
Guide 04: Avoiding Syubhat (Doubtful) Income
Syubhat income must be identified so that financial decisions are not built on uncertainty.
Execution Checklist
- Tag every source of monthly income
- Clarify the origin and calculation basis of any bonus
- Separate syubhat funds from your main cash flow
- Avoid using unclear funds for personal consumption
A sales staff received an unclear referral bonus. He asked for a clear explanation of the scheme and refused any component that involved manipulation.
- The principle of wara’ (cautiousness) in protecting wealth
- The rule of caution regarding matters that are syubhat