Things to Watch Out For
- Being tempted by high returns without solid foundation
- Instruments containing riba, gharar, or maysir
- Investing based on hype without proper research
C. Personal Management
Guide 12: Measured Halal Investing
Sharia investment emphasizes real assets, clear risks, and halal businesses — not get-rich-quick speculation.
Execution Checklist
- Choose officially registered Sharia-compliant instruments
- Verify that the underlying business is halal
- Diversify according to your risk profile
- Start small while learning consistently
Andi almost joined an investment scheme promising guaranteed profits. He canceled it and started building a more transparent Sharia-compliant portfolio instead.
- Prohibition of riba, gharar, and maysir in investments
- The principle of prudence in wealth management